New Resident Moves Into New Lifestyle Fast
Published: April 16, 2013
CANDA COUPLE
For Imee Canda, an assistant manager of a bank, having a home that she and her husband Elmer can call their own was an idea they have long contemplated.
But despite the offers consisting of “best financing options and schemes with super low interest rates,” the couple held back until recently when they found what they deemed as the most suitable property for their lifestyle needs, and the most practical scheme to ensure a stress-free home buying experience.
“We were renting an apartment in Sta. Mesa, Manila and we have actually been thinking about moving to our own home. We scouted many developers and model units, but my husband and I did not agree on some areas. It was only when we visited Woodsville that we became united with our decision,” Canda recalled.
Woodsville Residences is a three-hectare townhouse development of Robinsons Residences located in Woodsville City complex in Parañaque City.
But what sealed the deal for the Candas was the fact that Robinsons Land Corp. is offering its “Easy Lease to Own” scheme, which aims to give potential homebuyers a stress-free buying experience. Done in partnership with Robinsons Bank, this innovative financing scheme will make it easier for Filipinos to acquire their first home.
“It’s a first for us. We initially decided to go for the lease to own scheme because we thought that since Robinsons Land Corp. and Robinsons Bank are under one brand, the processing would be a lot easier,” Canda related.
To their surprise, they got more than what they expected as the people behind the program proved to be more than just helpful and accommodating in all their inquiries, making them realize that they got themselves the best deal in the market.
The RLC officer who assisted us had also been accommodating and made it easy for us. We just gave everything that they needed like the pre-approval requirements and that’s it,” she said.
It also took the couple only nearly a week to have everything processed and approved.
“The people have been accommodating from the bosses to their staff. Also, their loan rates are competitive. In our case, the lease to own scheme was the best option as it was a lot easier because it appears to be in-house financing. The bank has flexible payment terms that suits the capacity to pay of its client,” Canda noted.
Happy and satisfied, the Canda couple and their three kids are now living the life they have always dreamed of. “After 10 years, we are living our dream. Woodsville proves to be the best choice because of its spacious and classy layout. Also, it’s the idea of living in a community that is 70 percent green, making the place relaxing and safe for our family,” Canda concluded.
Robinsons Land’s “Easy Lease to Own” scheme integrates in one seamless package the lease payments (down payment and equity) on the property and the bank amortization on the contract balance (through the purchase option). The scheme is actually designed for first-time homebuyers and those who are currently renting and could not right away afford to move to a new home because of the 20 percent equity barrier required by most banks.
The scheme starts out as a lease, wherein the buyer would be able to move in quickly with minimal cash outlay. The lease period doubles as a down payment/ equity build-up period where rental payments are 100 percent deducted from the contract price interest free, while the purchase option will be financed by Robinsons Bank’s pre-bundled bank loan (up to 15 years to pay).
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