Friday, November 30, 2012

Lou Bega Visits Palompon Slideshow Slideshow

Lou Bega Visits Palompon Slideshow Slideshow: TripAdvisor™ TripWow ★ Lou Bega Visits Palompon Slideshow Slideshow ★ to Palompon (near Ormoc). Stunning free travel slideshows on TripAdvisor

Wednesday, November 28, 2012

12 Most Uplifting Words and Phrases to Keep Handy and Ready to Use



12 Most Uplifting Words and Phrases to Keep Handy and Ready to Use
This post follows the one I wrote about the 12 most self-defeating phrases to toss out for good. If you’re going to banish the put-downs that creep into your head, it helps to have handy some productive, encouraging thoughts to use instead — things to tell yourself that help you pick yourself up, dust yourself off and keep on going. I’m going to call these suggestions the Stalwart’s Self-talk Script.

1. “We’re all learning”

Give yourself a break when you make a mistake, especially when getting the hang of something. People who are plenty competent in one area often founder when trying to master something new.

2. “Get over it; move on”

My family has found a program that has given us incredible insight about, and support with, managing the ups and downs of raising a child with ADHD. That’s where I learned the acronym GOMO. Get over it. Move on. It doesn’t work for every situation. But it sure helps us keep some things in perspective.

3. “You’ve got this”

When you tell yourself this, it’s like being both the athlete and the sports fan. Without hesitating, you cheer for the folks on the field you’re pulling for. Cheer for yourself the next time you feel your game slipping away.

4. “I can”

Strong. Simple. Powerful.

5. “I’ll get there”

We live in a society that expects quick results. If you stay on the right path, you’ll get there. Remind yourself of that.

6. “Well done!”

You almost certainly accomplish many, many things on most days. Why is it that we humans seem to dwell on those efforts of ours that miss the mark? Next time you do a really good job on something, tell yourself it was well done!

7. “I’m making progress”

Celebrate mini-achievements when you feel overwhelmed about a looming deadline. Congratulate yourself on the progress you have made, rather than focusing on to-do items still on the list.

8. “Keep going”

Give yourself a booster shot of persistence. Sometimes, when we’re about to give up, a little encouragement can help. And it doesn’t have to come from someone else.

9. “One step at a time”

Especially when facing a huge challenge or overcoming a major set back, the way forward can be mighty hard to see, let alone to take. It’s okay. Just take the first step.

10. “I’m worthy”

Of course you are. Now, and always.

11. “I’m special”

Just as it’s important to remind those around you that they’re special, let that sentiment sink into your skin, too.

12. “I’m loved”

Whether you believe that this love is from God, from your partner or family, your special and close friends, your furry companions or from Mother Earth and the universe — or each one of those sources — you are definitely loved, in many, many ways.
Self-talk is mighty powerful. And because words we tell ourselves have such a strong impact and influence, we ought to keep them fueling all that is good inside each of us.
You might have other phrases that offer support when it’s needed most. I’d love to hear them.


When in Cebu City, please visit http://www.gregmelep.com for your real estate and retirement needs.
Avail of the opportunity to own a condominium unit in Cebu City together with your own parking space at the low amount of only P12,000.00+ and House and Lot @ P 7,306.81/month only. Hurry while supply of units still last. Just call the Tel. Nos. shown herein: (053)555-84-64/09164422611/09173373687.
                  

Philippine market one of top 3 JP Morgan picks for 2013


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Global investment bank JP Morgan has picked the Philippines as one of its three most-favored stock markets for 2013, marking the fourth straight year that the local bourse is expected to outperform most of its regional peers.
“We are still very bullish for 2013,” JP Morgan Securities Philippines Inc. executive director and head of equity research Gilbert Lopez said in a press briefing on Monday. The two other Asian markets seen by JP Morgan as top market picks for next year are Thailand and India, citing favorable demographics as a common denominator with the Philippines.
At the beginning of 2012, JP Morgan’s emerging market and Asian equity strategist Arian Mowat also cited the Philippines as among its most favored markets along with Thailand and Indonesia. This year, he said the Philippines was still on Mowat’s favored list.

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Lopez said JP Morgan had an “overweight” rating on Philippine equities for the last four years. An “overweight” rating refers to a recommendation to buy in excess of the prescribed weight in a closely followed index like MSCI Asia ex-Japan, which JP Morgan expects to rise by 15 percent next year.
JP Morgan does not target local indices like the Philippine Stock Exchange index but Lopez said that based on its price targets on monitored stocks, the PSEi might have room to rise by another 20-25 percent from current levels. The company covers 30 Philippine stocks, at least 27 of which are part of the PSEi.
“The reason we like the Philippines is that in a global context, earnings environment is still good,” Lopez said, adding that JP Morgan was expecting average earnings per share in this market to grow at a faster pace of 17 percent next year from about 12 percent this year.

When in Cebu City, please visit http://www.gregmelep.com for your real estate and retirement needs.
Avail of the opportunity to own a condominium unit in Cebu City at the low amount of only P 9,333.33 and House and Lot @ P 7,306.81/month only. Hurry while supply of units still last. Just call the Tel. Nos. shown herein: (053)555-84-64/09164422611/09173373687.
                  

Scion of Hong Kong tycoon and Brazilian fiancĂ©e exchange ‘I do’s’ at Cebu Cathedral



By 


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A series of celebrations marked the wedding of Martin Yeung to Claudia de Souza, the beautiful Brazilian girl who has made his heart’s strings sing for a number of years. Martin is the only son of Hong Kong tycoon Carlos Yeung and his lovely Cebuana wife, Mariquita Salimbangon Yeung.
Claudia is the daughter of Maria Vilany Bezerra and the late Joao de Deus de Souza of Brazil. The romance first sparked in Hong Kong where Martin met Claudia. It blossomed with their frequent visits to Cebu where Martin has loads of relations and where lately his parents have set up real estate ventures.
Family and friends of Martin and Claudia converged in Cebu from various points of the globe. They filled up every hotel and resort, and attended the various festivities to mark so happy an occasion.
First was a white night held at the Cowrie Cove of the Shangri-La Mactan Resort and Spa. Everyone came in white togs. Most dazzling of all was Mariquita Yeung in diaphanous gossamer and a ribbon of diamonds flickering icy fire from her neck.
She and Carlos were incessantly asked where Martin and Claudia were. In the sea, they replied, and sure enough, a motor boat soon materialized bearing Martin and Claudia. They got off at the lit-up jetty as everyone applauded.
Livening up the evening was Jake Joules with his electric violin. Pol Roger champagne from Carlos Yeung’s cellar flowed all night, as did excellent red and white wine. A carving station served juicy diced roast beef.
Next evening the theme was Brazilian, this time at the Villa Mariquita, home to the Yeung family in Nivel Hills. Statuesque girls in costumes reminiscent of Carnival in Rio lined the stairs leading down to the poolside.
Sambas and Carioca music pervaded and many did swing and sway to the bouncy tunes. Most amused from her vantage point was Martin’s grandmother Doña Gepilano.
Cheers greeted Martin and Claudia as they descended down the stairs and took the path to the large garden area. Dinner tables were set up in the terrace, covered by a tent and lit by myriad crystal chandeliers.
A Brazilian menu had been prepared by Café Laguna and there was Julita Urbina collecting praise for some of the outstanding dishes: bacalao croquettes, callos and lamb chops grilled to a juicy crisp.
Cardinal Vidal, Archbishop Palma
The wedding took place on Saturday, Nov. 17, at the Cebu Cathedral with the ceremonies set for 1:30 p.m. Most of everyone was there by 1 p.m., with Carlos and Mariquita greeting their numerous friends and relatives.
Asked to officiate the nuptial Mass were His Eminence Ricardo Cardinal Vidal, Cebu Archbishop Jose Palma and Msgr. Roberto Alesna, who delivered the homily.
Principal sponsors were led by Vice President Jejomar Binay and Elenita Binay; Senate President Juan Ponce Enrile and Gov. Gwendolyn Garcia, former President Joseph Estrada and Edna Diago Lhuillier; Sen. Jinggoy Estrada and Amparito Llamas Lhuillier;
Ambassador Philippe Lhuillier and Angela Reyes; Rep. Ben Hur Salimbangon and Laarni Enriquez; Cebu City Mayor Michael Rama and Marguerite Lhuillier; Consul Michel Lhuillier and Cissy Lee; Ramon Ang and Elizabeth Gan Go;
Andrew Tan and Felicia Salimbangon; Jack Ng and Janice Salimbangon; William Gatchalian and Raimunda Bezerra Souto; Dr. Jose Barba and Maria de Fatima Bezerra Souto; Cesar Salimbangon and Kathleen Magee;
Dr. Pratap Sondhi and Renu Sondhi; Amratlal Mohanlal Shah and Chhayaben Amratlal Shah; Leung King Bong and Sylvia Fu; Dr. Francis and Carol Chiu.
The congregation cheered the sponsors as they progressed to the altar. They did the same with the rest of the bridal entourage: maids of honor Jewelle Yeung and Savigne Barbosa; best men Toto Chan and Karam Sondhi; and the 15 bridesmaids:
Aline Tenorio, Bianca Reichle, Pollyanna Franco, Larrisa Thome, Marcela Brazao, Lauren Salimbangon, Gizela Salimbangon, Lorena Bruno, Rosemary Vanderbrouke, Suellen Ribeiro, Susan Wong, Grazielle Mariano,  Marie Jerika Larize Ejercito, Sarah Joan Quitevis and Jessica Harkiewicz.
There were 15 groomsmen as well: Harold Salimbangon, Francis Edward Salimbangon, Phil Shin, Benedict Ku, John Paul Salimbangon, Jimmy Yang, Jeremy Ostereich, Taka Yarita, Jason Fung, Justin Yang, Elton Salimbangon, Jimmy Wong, Marcus Savage, Teddy Lo and Francis Chad Salimbangon.
The little attendants were flower girls Tannyra Salimbangon, Audrey Salimbangon and Dominique Lhuillier; while the pages were Nathan Salimbangon, Cesar Christopher Salimbangon and little Harrison Ryder McKowen in his pram. Nearby were his parents, Martin’s sister Carla and Chris McKowen, among the secondary sponsors, as were Liloan Mayor Duke Frasco and his wife Christina.
Claudia went up the aisle accompanied by her mother Maria Vilany Bezerra and her brother Wisman Bezerra de Souza. Beautiful Haydn music was played on the cathedral’s organ, giving a great feeling of solemnity.
The reception was set for 6:30 p.m. at the grand ballroom of the Waterfront Cebu City Hotel, turned by magical art into a setting right out from “Lord of the Rings,” with huge trees, shrubs and all the elements of grandeur mustered by Teresin Mendezona.
Martin and Claudia’s entrance into this regal ambience was marked by a shower of petals and enthusiastic applause. Guests sat on long tables draped with burgundy silk and centered by heaps of fruits.
Martin Nievera performed to the delight of all, his special brand of entertainment. And the evening went on till the wee hours of the next morn.


When in Cebu City, please visit http://www.gregmelep.com for your real estate and retirement needs.
Avail of the opportunity to own a condominium unit in Cebu City together with your own parking space at the low amount of only P12,000.00+ and House and Lot @ P 7,306.81/month only. Hurry while supply of units still last. Just call the Tel. Nos. shown herein: (053)555-84-64/09164422611/09173373687.
                  


Sunday, November 25, 2012

Yabang Filipino–time to choose local goods


Yabang Filipino–time to choose local goods



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The Global Pinoy Bazaar recently concluded at the Rockwell Tent featured products made with 100 percent Filipino love and pride.
The bazaar showcased fashion, footwear and accessories; travel, tropical, art and design; wellness, home, and food and beverage brands.
The event was a brainchild of Yabang Pinoy Movement that shouts “Filipino” in the most fun, creative, and contemporary projects.
The team gathered 170 merchants from all over the archipelago to showcase their homegrown products.
Yabang Pinoy believes that now is the time to choose Filipino products.
“In choosing our own products, we are not only helping our fellow Pinoys but we are also boosting the local economy,” says Landa Bautista, one of the 50,000 volunteers or advocates who linked arms to spread the word on Filipino pride.
Proceeds from the bazaar goes to Children’s Environmental Awareness and Action Foundation and to Yabang Pinoy to fund projects for 2013.
“The group wanted to send the message across that for our country to progress, it is vital that each and every Filipino must take pride in who he/she is, which is first and foremost Filipino. It is not about changing the system, but about changing every single Filipino’s mindset-to be shouting proud Pinoys, sa isip, sa salita, at sa gawa,” Bautista adds.
Although the bazaar only happens twice a year, Yabang Pinoy made sure that each merchant can still accept orders even after the bazaar.
According to gate receipts, nearly 10,000 people trooped to view the Filipino-made products and social enterprises featured in the Global Pinoy Bazaar.
One of them is Habi Footwear. It started out as a college thesis of Berns Uy, Paola Savillo and Janine Chiong. Habi is a social enterprise under Sosyal Revolution Inc. The shoes are made from  woven cloth and recycled truck tires, synthetic leather and abaca.

Habi footwear
In partnership with an urban poor community called Kawan ni Sto. Niño located in Quezon City, the women in this diocese weave the rags for Habi shoes and are paid P40 to P60 for each pair.
The women behind Habi Footwear aim to alleviate poverty by providing livelihood opportunities and training.
They also sell footwear to promote individual expression at the same time reduce solid waste by turning scrap cloth into comfortable footwear.
During the bazaar, they sold two pairs of shoes for P999.
Leather cover for books
Kalayaan “Aya” Cabredo just really loves books. She would take it with her anywhere even if she’s scuba diving.
She wanted to protect her beloved books from the harsh elements like sun and sand.
So in 2006, she thought of making leather casings to shield the books. Since she was into the crafting hobby, she designed a protective cover made of cow’s leather for her books.
Aya adds that not only is it waterproof but it looks chic. The leather jacket for the pocket book sells for P750. “I source the leather from Marikina and I support a retiree in Valenzuela to make some of the leather casings. And the rest, namamaga ang mga kamay namin sa pag-gawa sa mga ito so that no two casings are alike,” Aya says.
She then started to make casings for iPads (P1,350), customized bag tags (P650) and book marks (P100). Aya says that she makes these leather casings to pamper books and gadgets that are almost a part of one’s body.

“Agos” – ropa bag
Andrea de los Santos and Mica Ferrer both imagine a picture-perfect day when they spend time at the beach or go off somewhere doing something adventurous.
During one of their travels in 2008, a light bulb moment struck and they thought of creating a beachwear. But this won’t be an ordinary beachwear, it will tell its owner to be spontaneous while traveling.
They chose the name, “Agos” meaning to flow. The girls believe that life should just be about going with the flow and enjoying the journey.
Inspired by their active lifestyle, they made heavy duty bags out of worn out jeans and used a climbing rope as its handle. They called it the “ropa bag.”
The materials are tough and can withstand the elements, they add.
For apparel, they have rash guards, shirts, sandos and tapis (wrap dress). “We would like to bring back the tapis and make it fashionable again,” Andrea says.
That tapis sells for P780 while the heavy duty bag is at P995.


When in Cebu City, please visit http://www.gregmelep.com for your real estate and retirement needs.
Avail of the opportunity to own a condominium unit in Cebu City together with your own parking space at the low amount of only P12,000.00+ and House and Lot @ P 7,306.81/month only. Hurry while supply of units still last. Just call the Tel. Nos. shown herein: (053)555-84-64/09164422611/09173373687.
                  

Healthcare BPO Seen Most Promising



November 24, 2012, 1:54pm
Considered the most promising sector of the IT-BPO industry, the healthcare information management (HIM) sector posted a 172 percent growth in 2011. International research firm MarketsandMarkets reports that HIM will become a US$329-billion industry by 2016, substantially larger than the entire IT-BPO industry, which is projected by Everest Group to grow to US$256 billion that year.
The Healthcare Information Management Outsourcing Association of the Philippines (HIMOAP), in partnership with the Department of Science and Technology-Information and Communications Technology Office (DOST-ICTO), are pursuing all measures to sustain this growth. During the Healthcare Information Management Outsourcing Services Congress (HIMOSC), discussions revolved around topics on business continuity, workforce redirection, and retooling development.
“The Philippine healthcare outsourcing industry is one of the fastest-growing sectors in the IT-BPO industry. Together with HIMOAP and other stakeholders, we will ensure that the needs of the industry are properly addressed,” said DOST-ICTO Director Patricia Abejo. According to a study by MarketsandMarkets, the global healthcare BPO industry is projected to be worth US$330 billion by 2016. In the Philippines,HIM is one of the fastest-growing sectors of the information technology and business process outsourcing (IT-BPO) industry. By the end of 2012, it is expected to generate revenue of US$433 million and employ 43,000 Filipinos.
“This one sector of the IT-BPO industry stands to be bigger than what is projected in the entire market. These are tremendous implications for the Philippines,” said DOST-ICTO deputy executive director for ICT Industry Development Alejandro Melchor. “If you do the math, the country can build on the present market share which is 8 percent of the global market; and all our clients are geared towards capturing a minimum of 13 to 15 percent,” he said.
Acquiring impressive numbers for industry growth and employment is only one side of the IT-BPO industry. Keeping investors and clients in the country is another story. To ensure industry growth, HIMOAP constantly involves a lot of key players in promoting best practices.
“We also have the government as a support to create a professional atmosphere in which the problems of the government can join with the initiatives of the association. Aside from that, we have the Business Processing Association of the Philippines (BPAP). We’ve been doing umbrella work for all of us in order to make sure that they can deal with the large problems and initiatives,” said HIMOAP president JuanlozBotor.
Another challenge for the HIM sector is the growing competition among emerging economies. China, for one, has started to train its citizens to be competent in English. “It’s a growing market so I don’t think it’s a threat to us.
The Philippines has been teaching English for so many years and ingrained in American culture. These are the things that lured companies like my own in the first place,” said HIMOAP chairman Jeff Williams. “It’s a matter of how well we do and are we doing the best that we can to make sure we provide the best to the rest of the world.”
HIMOAP, formerly known as the Medical Transcription Industry Association of the Philippines, Inc. (MTIAPI), has also shifted focus from medical transcription alone to a wide array of healthcare services.
“We are now focusing on the higher-end aspect of this work, not only the transcription, but we’re also moving to higher value services,” said Williams.
The Philippine HIM sector has evolved to provide services in all aspects of healthcare information management, including clinical data management, disease management, revenue cycle management, pharmacy benefits management, electronic medical records, medical claims recovery, patient education, insurance processing, and quality assurance.
The range of services offered by the healthcare BPO has also provided employment especially to professionals and graduates of medical courses. “Unemployed nurses turned out to be a boon to the industry. We actually conceptualized a plan, and we’re working with our very close partner HIMOAP as well as BPAP to grow the Philippine market share,” said Melchor.
“I think it is good that the Philippines is looking into the marketing of HIM not only for its population, but also to market the top services that the country can provide to the rest of the region,” said Steven Yeo, vice president and executive director of HIMSS Asia Pacific and general manager of HIMSS Analytics Asia/Middle East.

When in Cebu City, please visit http://www.gregmelep.com for your real estate and retirement needs.
Avail of the opportunity to own a condominium unit in Cebu City together with your own parking space at the low amount of only P12,000.00+ and House and Lot @ P 7,306.81/month only. Hurry while supply of units still last. Just call the Tel. Nos. shown herein: (053)555-84-64/09164422611/09173373687.
                  

Bankers’ best investment bets in a low-interest-rate regime


Bankers’ best investment bets in a low-interest-rate regime


When in Cebu City, please visit http://www.gregmelep.com for your real estate and retirement needs.
Avail of the opportunity to own a condominium unit in Cebu City together with your own parking space at the low amount of only P12,000.00+ and House and Lot @ P 7,306.81/month only. Hurry while supply of units still last. Just call the Tel. Nos. shown herein: (053)555-84-64/09164422611/09173373687

Exporters’ Confidence Level Is Improving


November 24, 2012, 12:08pmBy LEE C. CHIPONGIAN
Philippine exporters’ confidence level is rising and the outlook for increased international trading has turned more optimistic this quarter.
 “Businesses involved in international commodity trading (exporters and importers) were more optimistic in the fourth quarter,” according to the Bangko Sentral ng Pilipinas (BSP) based on the latest survey results on businessmen’s confidence level.
 “Importers were the most optimistic as they expected brisker consumer demand during the holiday season,” said the BSP. The Business Expectations Survey, released quarterly, noted that exporters showed the “biggest improvement in sentiment” because of the improved investor confidence and introduction of new products in the market.
 For businesses dealing with both the exporting and exporting activities, the outlook is less positive, said the BSP. “The majority of firms in this group was affected by recent developments in the industry such as lack of supply of raw materials, the ‘no fishing’ season for sardines, herrings and mackerel in the Visayan seas and Zamboanga Peninsula, and banning of plastic bags,” said the central bank.
These issues seem to have affected the exporters’ outlook for the next quarter or for the early months of 2013. “For the quarter ahead, the outlook of firms across all trade groups (have) declined.”
Philippine export earnings as of end-September grew 7.2 percent to $40.067 billion from $37.376 billion posted in the same period in 2011. For the month of September, exports rose by 22.8 percent year-on-year to $4.784 billion. The growth was an improvement from August’s nine percent decline.
Based on National Statistics Office data, the increase in merchandise shipments of tuna, metal components, fresh bananas, and woodcrafts and furniture contributed much to the growth for the given period. The exports of ignition wiring set and other wiring sets used in vehicles, aircrafts, and ships, petroleum products, coconut oil, and electronic products also showed growth.
Japan remains the biggest destination for Philippine exports followed by the US and China. Singapore and Thailand are also two of the top export destinations.
The BSP’s BES latest results showed that overall, the business confidence of Filipino entrepreneurs are more buoyant in the last quarter of the year.
The optimistic outlook were attributed to: the increase in orders and start of new projects leading to higher volume of production; the expected increase in consumer demand during the Christmas and palay harvest seasons; expansion of businesses and new product lines; and the favorable macroeconomic conditions in the country, particularly low inflation and interest rates, higher foreign investment inflows and the steady stream of overseas Filipinos’ remittances.
Other factors that are contributing to the optimistic sentiments are the introduction of new and enhanced business strategies; the possible further credit rating upgrade for the Philippines; and the continued confidence in the administration.
Outlook on inflation and the peso are generally stable. “More (businessmen) expected the peso to appreciate in the fourth quarter and first quarter of 2013,” said the BSP. The expectations of the peso’s sustained appreciation will be backed by strong remittances, foreign investments, recovery of export demand and receipts from the business process outsourcing sector.
Filipino business expects interest rates to decline, in the meantime, in the fourth quarter and the next. The BSP has cut rates by 100 basis points since January.
As for the BES’ forward looking survey for the first quarter of 2013, the central bank said it seemed to be less optimistic.
The “less sanguine outlook” was due to the seasonal slack in demand after the holiday season, said the report. Other reasons cited were the lack of supply of raw materials and low sugar prices in the world market that affected the sentiment in the industrial sector.
The BES was conducted from October 1 to November 15 and tallied as respondents 1,576 firms.


When in Cebu City, please visit http://www.gregmelep.com for your real estate and retirement needs.
Avail of the opportunity to own a condominium unit in Cebu City together with your own parking space at the low amount of only P12,000.00+ and House and Lot @ P 7,306.81/month only. Hurry while supply of units still last. Just call the Tel. Nos. shown herein: (053)555-84-64/09164422611/09173373687.